BLUE DITTO
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Privacy Policy

Last Updated: April 7, 2026

Blue Ditto LLC ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or use our services.

1. Information We Collect

Personal Information

We may collect personal information that you voluntarily provide to us when you:

  • Submit a financing application or inquiry
  • Contact us through our website or email
  • Subscribe to our communications
  • Participate in surveys or promotions

This information may include your name, email address, business information, financial details, and other relevant data necessary to evaluate and process your financing request.

Automatically Collected Information

When you visit our website, we may automatically collect certain information about your device and browsing behavior, including IP address, browser type, operating system, pages viewed, and time spent on pages.

2. How We Use Your Information

We use the information we collect to:

  • Process and evaluate your financing applications
  • Communicate with you about our services and your account
  • Improve our website and services
  • Comply with legal and regulatory requirements
  • Prevent fraud and enhance security
  • Send marketing communications (with your consent)

3. Disclosure of Your Information

We may share your information with:

  • Service Providers: Third-party vendors who perform services on our behalf (payment processors, technology providers, analytics services)
  • Financial Partners: Banks, lenders, or other financial institutions involved in processing your application
  • Legal Authorities: When required by law, subpoena, or regulatory request
  • Business Transfers: In connection with a merger, acquisition, or sale of assets

Important: No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

4. SMS & Text Message Communications

If you opt in to receive SMS or text messages from Blue Ditto LLC, the following terms apply:

Consent

By providing your mobile number and checking the SMS opt-in box on our contact form, you expressly consent to receive recurring marketing and promotional SMS/MMS messages from Blue Ditto LLC using an automated telephone dialing system (ATDS). These messages may include offers, updates, and information about our financial products and services.

Frequency & Rates

  • Message Frequency: Message frequency varies. You may receive up to 4 messages per month.
  • Rates: Message and data rates may apply. Consult your mobile carrier for details.

Opt-Out & Help

  • STOP: Reply STOP to any message to opt out at any time. You will receive one final confirmation message.
  • HELP: Reply HELP for assistance or contact us at james@blue-ditto.com.

Consent Not Required

Consent is NOT a condition of purchase. You may still apply for financing and use our services without opting in to SMS communications.

Supported Carriers

SMS service is available on major U.S. carriers including AT&T, Verizon, T-Mobile, Sprint, and others. Check with your carrier for specific availability.

5. Data Security

We implement appropriate technical and organizational security measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the internet or electronic storage is 100% secure.

6. Your Privacy Rights

Depending on your location, you may have certain rights regarding your personal information, including:

  • Access to the personal information we hold about you
  • Correction of inaccurate or incomplete information
  • Deletion of your personal information (subject to legal requirements)
  • Restriction or objection to certain processing activities
  • Data portability

To exercise these rights, please contact us at james@blue-ditto.com.

7. Cookies and Tracking Technologies

Our website may use cookies and similar tracking technologies to enhance your browsing experience, analyze site traffic, and understand user behavior. You can control cookie settings through your browser preferences.

8. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of these external sites. We encourage you to review their privacy policies before providing any personal information.

9. Children's Privacy

Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If you believe we have inadvertently collected information from a minor, please contact us immediately.

10. Changes to This Privacy Policy

We may update this Privacy Policy periodically to reflect changes in our practices or legal requirements. The "Last Updated" date at the top of this page indicates when the policy was last revised. Your continued use of our services after any changes constitutes acceptance of the updated policy.

11. Contact Us

If you have questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us:

Blue Ditto LLC
7 Main St
Reisterstown, MD 21136
Email: james@blue-ditto.com

Blue Ditto LLC

7 Main St
Reisterstown, MD 21136

james@blue-ditto.com

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© 2026 Blue Ditto LLC. All rights reserved. | Industry: Financial Services